Pricing
Free to join. Free to build. Fees only when you go live.
Creating an FM Merchant account costs nothing today. There is no monthly subscription and no minimum transaction volume.
Free account
$0today & monthly
Everything you need to register, organize and prepare to accept payments.
- Free merchant account
- Private merchant dashboard
- Payment links & checkout previews
- Business setup progress tracking
- Make My Business Flow resources
- Email support
- No monthly fee
- No minimum volume
Future processing
Fees disclosed before activation
- Card processing
- Disclosed before activation
- FlowMoney payments
- Disclosed before activation
- Cryptocurrency / Bitcoin Lightning
- Disclosed before activation
- Chargebacks & disputes
- Disclosed before activation
No payment processing is active in Phase 1. Nothing on the platform charges your card or moves money.
What "free" means, exactly
Account creation, dashboard access, payment-link creation and every Make My Business Flow resource are free and stay free. If a future processing plan is required to accept live payments, its full pricing — rate, per-transaction fee, payout timing and any dispute charges — will be presented for your review and acceptance before activation. You will never be enrolled automatically.