Make My Business Flow
Start & Grow Your Business
Free guidance for every stage of getting legitimate — from your first customer to a fully registered company. No cost, no gate.
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Start a Business
Validate the idea, choose a structure, and understand the sequence of registrations before you spend money on filing.
Form an LLC
Articles of organization are filed with your state, not the federal government. Fees vary by state and are paid to the state.
Obtain an EIN
An Employer Identification Number is free from the IRS. Never pay a third party for something the IRS provides at no charge.
Find Business Licenses
Federal, state and local requirements depend on your industry and location. Check each level before opening.
Create a Business Plan
A working plan for your market, offer, pricing and first-year costs — the document lenders and partners ask for.
Business Banking Guidance
Separating personal and business money is the single most useful habit for clean books, taxes and future underwriting.
Bookkeeping Resources
Track income and expenses from day one. Categorised records make tax season inexpensive and audits survivable.
Tax Preparation Resources
Understand quarterly estimates, self-employment tax and deductions that apply to sole proprietors and single-member LLCs.
Find a Tax Professional
For complex situations, a licensed CPA or Enrolled Agent is worth it. Verify credentials and credentials numbers directly.
Fee disclosure
Government filing fees are set by the agency you file with and are never collected by FM Merchant. State LLC filing fees typically range from about $50 to $500 depending on the state, and annual report fees may apply. Optional third-party services — registered agents, expedited processing, professional tax preparation — carry their own charges, disclosed by those providers. FM Merchant earns no fee on any government filing.